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By Thapelo Molefe
With Gauteng online applications opening on Tuesday and private schools already planning for 2026, parents are urged to act now to prepare for the cost of their children’s education.
As the Gauteng department of education (GDE) prepares to open online admissions for Grade 1 and 8 from 24 July to 29 August, financial and education experts are warning parents to start planning early for what they say is often one of the most significant long-term expenses in a household – school fees.
Some private schools have already opened for 2026, making it clear that the education race begins before the first day of Grade 1.
“Once you’ve decided where you want to enrol your child, the next step is to work out how you are going to pay for it. It’s critical to plan ahead,” said Sparks Schools finance manager Natasha Vellieux.
According to the executive head of financial planning at NMG Benefits, Stian de Witt, putting even a small amount of money into a high-interest savings account each month can help ease the financial strain when payments are due.
Experts say that many parents underestimate the cost of schooling most of the time, especially when it comes to additional expenses such as uniforms, stationery, transport and aftercare.
“School expenses go way beyond fees. Save by checking second-hand stores and exchanges, and online marketplaces for discounted supplies and ‘gently worn’ uniforms,” De Witt said.
He also encouraged parents to begin budgeting early and involve their children using a method known as the three piggy banks system.
This method includes saving for emergencies or long-term goals, spending for day-to-day small purchases and giving, which is helping others or donating.
“This system helps children understand the basics of financial discipline, generosity and delayed gratification – skills that are invaluable in the long term,” said De Witt.
Experts outlined five key financial tips for parents preparing for their child’s first year of school. These included starting a budget early, creating a school specific savings plan and choosing schools with transparent and flexible fee structures.
Parents were also encouraged to shop smart for supplies and prioritise education quality over price, as long-term outcomes mattered more than short-term savings.
Vellieux added that more affordable private schooling options were emerging offering high quality education at a lower cost than traditional models.
While affordability was important, parents were encouraged to consider the broader educational value when choosing a school.
“Look for a school that offers data-driven instruction that tracks each scholar’s progress so that teachers can provide personalised and targeted support, and young, energetic teachers whose professional development is taken seriously and who are constantly upskilling themselves in education innovations,” Vellieux said.
A globally competitive curriculum was important.
“Curriculum Assessment Policy Statements (CAPS) is the basis for most South African schools, but some also incorporate international benchmarks, offering data-driven instruction, evidence-based practices and personalised learning, and a focus on real-world workplace and emotional skills.”
Vellieux added that the 21st century required scholars to possess a mindset and skills for lifelong learning, empowering them to succeed in all aspects of their lives.
“Getting your child ready for Grade 1 is about more than enrolling at the closest school or finding the right uniform. It’s about setting up healthy financial habits to help you consistently pay school fees for the next 12 years.
“By budgeting early and choosing a school that aligns with your financial situation and educational goals, you’re setting your child – and your wallet – up for long-term success,” she said.
INSIDE EDUCATION